We are dedicated to ensuring that each and every client has a personal, positive home loan experience.  Take a look at what a few of our recent clients had to say about their experience:  

Customer Reviews View All

Thank you all so much for your professionalism, promptness, attitude and team work in closing this loan.  I really appreciate you all.❤ You truly are the very best!
I would like to thank you all for your help on this Journey, your are awesome and professional on what you do. Definitely I will recommend you.
Your team has been great to work with. We are very excited to close and get settled into our new home!
Thank you and your team for everything! Your the greatest. 
Ray and his team are amazing to work with! They take the time to review everything in detail. We have used them for all three of our home purchases and will continue to use them for future home purchases.
Thanks so much for your professionalism and being a superstar at your job. In addition, you have a fantastic team in Melanie and Sylvia.  You all are Rockstars!
I want to start off with saying thank you so much for everything you have done to make this dream come true. You all have been a blessing to me in a different way, but as a team you all are a well oiled machine. The professionalism, sincerity, laughter and informative information you have provided has confirmed I made the best decision with using the Element Funding Team to purchase my home.  Again; words can not express how thankful I am for each of you and making this dream come true. 
Your staff is awesome!  Being first time buyers, we really appreciated the constant communication!
Thank you so much for everything you have done to make my dream come true. You all have been a blessing to me in a different way, but as a team you all are a well oiled machine. The professionalism, sincerity, laughter and informative information you have provided has confirmed I made the best decision with using the Element Funding Team to purchase my home.
Thanks, I appreciate all your help on guiding me through buying our first house. Couldn’t have done it without you :-)
You all provided me with one of the best Christmas presents ever. Thank you so much for your services. You truly made my home buying experience an amazing one. 
We are grateful for all your assistance Sir Ray, you were very patient with us, you and your staff - Ms Sylvia & Ms Melanie. We really appreciate all of that. Surely we will recommend you to our friends, family & others. And yes this will not be the last that we will need your services. We had a good first time home buyer experience!  God bless you more!
Thank you for your personal care mortgage provide service.  I was right to choose Element Funding.  I did not shop around anyway from beginning.
Easy to work with and he has great office staff too. He knows the business inside and out! This is our second home purchase through Ray and he has been amazing to work with. 
Thank you for everything, we had a great experience with it all!!  
Thank you and your team for keeping me updated along the loan process.  I appreciate the opportunity to work with you.  Listing Agent
Thank you again for helping us make this dream come true!
Thanks, Ray. You guys were great!
Thank you for working so hard to get this closing done so quickly.  I'll certainly continue to refer anyone needing your services. I have the highest respect for you and your team.
Thank you, Ray.  We are so appreciative for all that you've done to help us realize this goal.
Thank you for making the loan process an easy one for us as well, this was the least stressful financing I can remember on any house.  We wanted to say a huge thank you for the wonderful gift basket you sent.  Very thoughtful of you, and I can't tell you how much we all love popcorn and the apples!
I can't thank everyone involved enough. You were all patient with our requests and questions. You all made it such a stress free, enjoyable experience and we will, no doubt, be using you ALL again.  THANK YOU!!
Thank you all for all of your help! You guys have been beyond amazing to us! We will definitely make sure to tell the world about you two and support your businesses in any way we can! Thank you again!
I just wanted Element Funding to know how thankful we are for Ray Evans and his team.  We were so blessed to get to work with them on our recent home purchase.  Ray was there for us 24 hours 7 days a week.  He even came to our house to sign paperwork so our boys could get to bed!  He was patient with us as we took this home buying journey.  My husband, who suffers from Decision Deficit Disorder (DDD - I made this up but it is true) had us looking at houses for 3 YEARS! Anytime we needed to know any financial information about payment quotes or a quick approval letter to go with an offer...Ray and his team were there immediately for us.  It all paid off when our house was sold in 5 days...and we put an offer on a house with a 2 week closing window.  After a lot of work by our Element team, we did it!!!  I believe our underwriting happened in 5 days!
We are so happy in our new house and know that we are here because of your team, their dedication to Element Funding, and to making sure your clients get what they need.  Thank you to everyone...and I think Ray and his team should get an award for the best at Element Funding!
I just want to say a HUGE THANK YOU for you and your team for doing an awesome job on behalf of (Client).  She is a very happy homeowner.  She was overwhelmed with wonderful emotions at the end of closing yesterday and thanked myself and you all for your help throughout this process.  We gave you your shout out:) on Facebook.  I am always so very thankful to have you and your team represent my clients and I look forward to many more opportunities with you!  Thank you for always going the extra mile. It is GREATLY APPRECIATED!!!!
I was forced to go to another lender, but I want to thank you for all that you have done, the extensive time you spent with me, your extreme fast feedback, the countless calls,. can't be beat by any other lender.  I will always give your name to anyone looking for someone and of course in the future if I need a lender, I will come back to you.
You definitely went out of your way in helping me!!  I appreciate it so much.
Thank you so much for all that you did in helping my dream of ownership come true.  I know I was a squeaky wheel (Ha Ha), and I appreciate your professionalism and grace!!
You guys have been an awesome all-star team to work with. I can't imagine I could have found a better crew. Glad we had/have the opportunity to work w you both!  Everything I expected u guys failed to provide and instead exceeded expectations.  I'll force anyone buying a home your way. 
Just want to say thank you for all your assistance and information on my home buying process. Always gave a solution to smooth things out and make it clear.  Thanks to you and Melanie.  Appreciate your help.
We appreciate your outstanding professional, that I will highly recommend to neighbors and friends moving forward.  I appreciate your honesty, hard work, and professionalism!  Thank you for making our dream come true. We could not have purchased our home without you.
We are finished with closing. I just want to take this time to say it was a pleasure working with you all. I look forward to working with you again in the future! 
We would truly like to thank you all for everything you did for us to make it so much easier and less painful than expected. It was nice to catch up with you again Ray. It is nice to know that we were able to take advantage of the historically low interest rates, and save some money and time on our home loan.  Thank you very much for the movie tickets gift.
Ray, we know that you perform these works for many of our neighbors and friends throughout the community day in and day out. We truly want to thank you for taking such great care of us and adding all of the personal touches that we certainly could not and would not have received through and on-line or over the phone refi from a stranger who just sees numbers on a screen. With you and your team's help and personal involvement, we believe “Home ownership" is something we can look forward to.  Thanks again Ray for everything and we look forward to seeing you soon.
It was a pleasure working with you and your team!  This transaction was pleasant and you both will be kept in mind for others to use. Thank you very much.
Thank you so much! I know yall did a lot more than we know! We're so grateful for how hard you, Ray and everyone worked! Thank you guys so much!  It means the world to us to be in before Christmas! 
Just want to let you know that you and your staff are the best team I have ever done business with.
Thank you so much for the gift basket! It was very thoughtful, and we really appreciate it.
Thanks very much - everything went very smoothly, so I appreciate all of your help!! 
Thanks. We appreciate all your help and are excited to be part of the SG community.
Thank you and everyone else for all your help through the process and making it so smooth for us!  We truly appreciate all the help!
It was a pleasure working with you also. I am so thankful for you, your team (Melanie, Kim, and Laurie). All of you helped me get to the finish line! I assure you that anyone contemplating a home purchase in the future will be sent your way.  Thank again for everything. 
Just wanted to say “Thank you” for the gift basket and all of the hard work you guys have done for us on our home loan.  
Thank you Ray and everyone who made this possible for me! 
Thank you for the popcorn...very unnecessary but very much appreciated.  I happen to love popcorn, and now my co-workers are circling like sharks.  It's been a pleasure working with you...the only portion of this whole process that's been easy.  I appreciate the insight you've provided. I would work with you again in a heartbeat (as well as recommend you!!). 
Hey Ray, Thanks so much for the awesome basket of treats.  You and your team have made this a very positive and pleasant experience.  Much appreciated.
Thanks so much to all of you for the help with our purchase. Your team is on point and kept the entire process on track throughout the entire process. I will most defiantly be recommending anyone who is entering the home buying process to your office   Thanks again. 
Hi Ray- wow, didn't expect to be able to lower payments this quick.  We are loving our home!  I like your vision statement- 'financing your dreams!'  It has been a dream of ours for 10 years to own a home, but have never been able to until now.  Thanks
Thank you so much for your thoughtful gift of gourmet popcorn.  I was the talk of the office!
You did so wonderfully with my 2 sons that I wouldn't have thought of going any place else but with you and Element Funding.  I really appreciate all you and your staff have done to make this such a seamless experience and I will share that with anyone who will listen!
Thank you so much for the wonderful delivery of yummy snacks we received today. It was so very wonderful to get such a nice surprise and very thoughtful of you. We are so glad to have such a wonderful team working with us on the purchase of our very first home. Thank you so much for all your hard work this entire past few months and we look forward to a smooth closing next Friday!!!
Ray, thank you for the popcorn box. Me and my son enjoyed it, hope all is going well.
Thanks so much Ray for all your attentiveness all these years. You just don't get this kind of help and attention elsewhere.
Thanks for everything, Ray:) You are the best!  
Thank you for the great service and popcorn! Greatly appreciated! 
Thank you so much for the assorted popcorn.  It really brightened my day.  The kids and I will have a movie night soon and see which are our favorites.  It's a generous and fun gift.  Thank you.