Element Funding: AL, GA, FL, NC, SC, TN Mortgages

Experience, Integrity and Service

With more than 15,000 satisfied customers and many years of residential lending experience, Element Funding can help you through the home financing process -- whether this is your very first mortgage or your twenty-first. Our commitment is to provide an exceptional level of service to our customers, business partners and stakeholders. We realize that when you decide to buy a home or refinance a mortgage, it is a big step. Our goal is to find the loan program that is best for you - the right mortgage with the right monthly payment. Our experience ensures the smoothest home financing process in the industry.

Buying a new home is also a huge sense of accomplishment. However, it can often be a source of anxiety and frustration. Trust our professionals to give you the personal attention and service you deserve. Our goal is to provide you with the right financing to suit your personal situation. Our team of experienced sales and operations personnel can help you get there in short order because we process, underwrite and fund our own loans.

Regarding refinancing your current mortgage, we make it easy to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for a comparable monthly payment. Let our well-trained and customer-focused professionals guide you to the “best fit” refinanced loan.

Our mortgage professionals give you the personal attention you deserve and treat you with respect with the intent to create a customer for life. Our team works together to try to make every loan possible, and decisions are made speedily because of local autonomy.  As a well-capitalized direct lender with delegated in-house underwriting capability for FHA, VA and Conventional loans, the Element team helps deliver speedy and accurate decisions because we originate, process, underwrite and fund our own loans.

We understand you are making a commitment when buying a new home or refinancing a mortgage. We make a commitment to provide you with the right financing that suits your personal situation. Using our experience, state-of-the-art technology and array of competitive products, we will help you qualify, make application, and be approved for the right mortgage loan for you.

Mortgage Calculator projects monthly principal and interest payment only.


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